The information contained in this website is issued by CBH Wealth UK Limited (‘CBH UK’), which is authorised and regulated by the Financial Conduct Authority in the UK to undertake regulated investment activities. This communication is directed at retail and professional clients and eligible counterparties as defined by the rules of the Financial Conduct Authority only (as defined by the FCA Handbook or fall into one of the categories of person listed in the FCA Handbook COBS 3.3.1R Rule (which may be accessed here). It is not being issued to nor should it be relied upon by retail customers.

The information within this website is issued by CBH UK and is provided solely for general information purposes. It does not constitute investment advice or an offer by CBH UK to enter into any contract or agreement, nor is it a solicitation to buy or sell any investment. The material contained on this website is believed to be reliable and correct at time of posting. In particular, the opinions expressed whether in general or in both on the performance of individual funds and in a wider economic context represent the views of the contributor at the time of preparation. Where this website provides forward-looking statements which are based on current opinions, expectations and projections, actual results could differ materially from those anticipated in such statements. All opinions and estimates included in the website are subject to change without notice and CBH UK is under no obligation to update the information contained herein. Although CBH UK shall use all reasonable endeavors to ensure that the information on this website is kept up to date, CBH UK or its directors or employees cannot be held responsible for any losses or damage incurred as a result of using any out of date information or superseded documentation on this website.

The value of investments may fall as well as rise and you may not get back your original investment. Past performance should not be viewed as a guide to future performance. Investment in the funds carries the risk of potential total loss of capital. Where an investment involves a foreign currency, it may be subject to fluctuations in value due to movements in exchange rates. These changes to exchange rates may also cause the value of an underlying investment to go down as well as up.

All copyright, trademarks and other intellectual property rights in the content of this website belong to us or our licensors. No information on this website may be reproduced, adapted, uploaded to a third party distributed or transmitted in any form by any process without our specific written consent. This website may provide links to third party websites over which CBH UK has no control. These links are provided for your convenience and CBH UK accepts no responsibility for the content of such websites; access to such websites is at your own risk.

What is this notice?

CBH Wealth UK Limited (hereinafter “CBH UK”) respects your privacy and is committed to protecting your personal data. This privacy notice will inform you as to how we look after your personal data and tell you about your privacy rights and how the law protects you. CBH UK is the data controller and responsible for your personal data (referred to as “us”, “we” and “our” in this notice).

This privacy notice supplements any other notices we have provided you with on specific occasions in relation to your personal data (for example if you are our client) and is not intended to override them.

What data do we collect about you?

Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where a person’s identity has been removed (anonymous data).

We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:

Types of Data:

Contact data is the information you give us directly when you communicate with us using any contact details available to receive further information regarding our services, i.e.:

Name, Address, email & telephone details.
• Finance and Income details
• Date of Birth and tax details
• Information from Credit or fraud prevention agencies and other publicly available sources
• We will record your telephone calls, messages, emails and meeting notes

How do we use your data?

1. The Legal basis under which we will use your data is as necessary to perform your contract with us for the relevant account or service:
   • To take steps at your request to decide whether to enter into the contract
   • To manage and perform that contract
   • To update your records
2. As necessary for our own legitimate interests:
   • For governance, accounting and managing and auditing business operations
   • Other parts of the CBH Group & Credit agency searches if Credit is requested
   • To monitor calls, communications and emails, and account activity
3. As Necessary to comply with Legal obligations
   • When you exercise your data protection rights
   • For compliance and regulatory requirements
   • To establish and defend legal rights
   • To very identity and make credit, fraud prevention and anti-money laundering checks.
4. By Consent
   • When you request disclosure of your details to others
   • When you process any sensitive data about me at my request
   • To send me marketing material that I have requested

You can choose to change your mind about how your data is used and withdraw your consent. We will only use your personal data as the law allows us to.

Who will we disclose your data to?

We may have to disclose your data to the following third parties for the purposes set out under “How do we use your data”:

1. Service providers who provide IT and administrative services.
2. Professional advisers and regulatory authorities.
3. Other entities in our group.

How long will we keep your data for?

We will only store your data for as long as we have a legitimate business interest in doing so or are required to keep it, (but only where our interests do not override your interests and freedoms).

Will we transfer your data outside of the European Economic Area?

Occasionally we may use external third party service providers who are based outside the European Economic Area (EEA) so their processing of your personal data will involve a transfer of data outside the EEA. Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented:

1. We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal data by the European Commission.
2. Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal data the same protection it has in Europe.

How we will keep your information secure?

We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.

We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

What are your rights?

You have the following rights in relation to how we use your data. If you’d like to exercise these rights please contact us using the contact details listed below under “Who can you speak to at CBH UK about this policy?”.

1. Right of access – you have the right to know if we are using your data and, if so, about how we are using it.
2. Right of rectification – you have the right to require us to rectify any errors in the information we hold about you.
3. Right to erasure – you have the right to require us to delete your data if our continued use of it is not justified.
4. Right to restrict processing – in some circumstances you may be entitled to limit the purposes for which we can use your data.
5. Right of data portability – you have the right to require us to provide you with a copy of your data in a commonly used machine-readable format or to transfer your data
6. directly to another data controller (e.g. a third party offering services competing with ours).
7. Right to object to processing – in some circumstances you may be entitled to require us to stop processing your data.

Who can you speak to at CBH UK about this policy?

Questions, comments and the exercise of your rights regarding this notice and your information are welcomed and should be addressed to the Data Protection Team by email at info@cbhbank.com or by post at CBH UK, 18 Savile Row, London, W1S 3PW.

Who is the supervisory authority and how can you contact them?

The Information Commissioner’s Office (“ICO”) is the supervisory authority in the UK responsible for the implementation and enforcement data protection law. You have the right to complain to the ICO about our collection and use of your data.

You can contact the ICO via the ICO website – or by calling their helpline – 0303 123 1113.

Contact information

If you have any questions about this policy please contact the Data Protection Team by email at info@cbhbank.com or by post at CBH UK, 18 Savile Row, London, W1S 3PW

CBH Wealth UK Limited takes the private nature of your personal data very seriously.

On this page you can learn everything about the use of cookies on our website.

What is a cookie?

We use cookies on our corporate website to improve your online experience when using our services.

Cookies are small text files that are stored on your computer, smartphone or other devices when you access a website. They allow to recognize your device, to adapt the navigation and content to your preferences, to improve the performance and to collect statistics, helping us to continuously enhance our services to you.

What type of cookie do we use?

Necessary cookies (functional cookies)

These cookies are indispensable for the running of our website, especially for managing your sessions and our systems. They make easier for you to access content of our website, securely, by storing for example your language settings. They cannot be deactivated.

How can you control, disable or block cookie?

You can customize or change your cookie settings at any time according to your preferences.

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There are a number of ways in which you can manage your cookie preferences depending on the browser or device you are accessing our services from. To know more, please refer to the « Help » button (or similar) on your browser.

You can find below the instructions for the most commonly used browsers:

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However, please remember that cookies are often used to enable and improve certain functions. If you choose to switch some cookies off, it is likely to affect our website.

Cookie policy changes

We reserve the right to change and modify this Cookie Policy. If we do, we will post the amended policy on our website.

Last review: February 2022

As a Swiss Private Bank, CBH Bank is proud to promote the Swiss cultural heritage. In the context of our partnership with the Musée d’Art et d’Histoire of Geneva, we are putting forward a selection of paintings by the renowned Swiss artist Ferdinand Hodler. Ferdinand Hodler is considered to be the Swiss artist that has had the most influence on the painting of the end of the nineteenth and the beginning of the twentieth century. As ardent admirers of the Arts, we also pride ourselves on having gathered through the years, a beautiful private collection of artworks by both traditional painters, as well as some younger, more contemporary artists.